Home / Insurance / Home Insurance for Over 60's

Cheap Over 60's Home Insurance

Compare Home Insurance for Over 60's quotes now

Over 60's Home Insurance

Get cheap Over 60's Home Insurance quotes now
  • Compare Cheap Over 60's Home Insurance
  • Quotes from UK insurance providers
  • Access 1000s of discounts & unlimited cashback with Quotezone Rewards

Looking for cheaper insurance?

  • Search up to 50 different home insurance providers
    Quotezone increases your chance of finding a great deal by searching the market for you.
  • Over three million users
    Join our ever-growing list of satisfied customers today.
  • Buy online or by phone
    Purchase your home policy quickly and easily, monthly and annual payment options available.
  • Norton secured
    Our quote form uses 128-bit SSL encryption for your peace of mind.
  • You could save time and money
    Get your quotes by filling in one simple form, compare prices, and start saving.
  • Independent and unbiased service
    We aren't owned by or have any investment from any insurance company.

Cheap Over 60's Home Insurance

Home Insurance for Over 60’s - Compare Cheap Quotes


If you’re a homeowner in your 60s you’ll be pleased to learn that your age is likely to work in your favour when it comes to insuring your home, because insurance claims data suggests policyholders in their 60s represent a lower home insurance risk than young policyholders.

Of course, just because home insurance for over 60s is often cheaper doesn’t mean you should automatically accept your existing provider’s renewal quote.By shopping around and comparing quotes from a wide range of insurance providers you stand a far better chance of finding over 60s home insurance at a truly great price.

Compare home insurance for over 60s now

Why would my age affect the cost of my home insurance?

Insurance claims data suggests older policyholders are lower risk, and this is often reflected in cheaper home insurance for over 60s.

There are a number of reasons why homeowners in their 60s might be lower risk. For instance, on average these policyholders tend to be more security conscious than young homeowners, which can help to reduce the risk of a burglary or break-in.

Many over 60s spend more time at home than younger policyholders too, particularly after they’ve reached pension age and retired from their jobs, and this can also serve as a deterrent for burglars and thieves.

Finally, many people in their 60s have been homeowners for decades, which means they may often have more experience taking the necessary steps to ensure their home is well maintained and protected against inclement weather conditions.

Is it true I’ll get cheaper over 60s home insurance if I upgrade my home security system?

It’s not a hard and fast rule, but some insurance providers may be willing to offer you a home insurance discount if you upgrade the security features in your home because those upgrades could reduce the risk of a burglary.

However, there are many different types of home security systems, ranging from perimeter sensors and intruder alarms to motion-sensor lights and CCTV, so it’s important to check with your own insurance provider to confirm what types of security systems might have an impact on your premium.

It’s also important to bear in mind that insurance providers will sometimes insist that a security system must be installed by a certified security installation specialist, so a self-install alarm system might not help you find better home insurance discounts.

Does over 60s home insurance cover accidental damage?

No, most over 60s home insurance policies don’t include accidental damage cover as standard, although it is usually possible to add this type of cover to your policy for a relatively small fee.

How can I find cheap home insurance for over 60s?

First and foremost, you should shop around for the best deals and discounts by comparing over 60s home insurance quotes from a wide range of home insurance providers.

Beyond that, the following steps can sometimes result in cheaper home insurance quotes:

  • Installing a home security system with alarms, glass-break sensors, and BSI-approved locks, which can help to reduce the premiums in some cases because they should reduce your risk of a break-in
  • Agreeing to pay for the full year upfront, because annual policies are often cheaper than paying monthly.

Customer Reviews

4.7/ 5

Based on 22 reviews on Reviews.co.uk

Read all reviews

  • ★★★★★

    Anonymous , 12-03-2019

    Easy to use, found a vast array of different quotes and was able to compare them to one another in a simple way.

  • ★★★★★

    Anonymous , 12-03-2019

    The site was easy to use and after entering details various quotes popped up within minutes.

  • ★★★★★

    Lynda Griffiths, 22-10-2018

    Very impressed, and I've got a great deal on my insurance. Can't believe I waited so long before changing

Home Insurance Comparison