Travel Insurance

If you have a medical emergency or fall ill while overseas, you can claim back the cost of treatment from local healthcare providers.

You can claim the full or partial value of your luggage if it is lost, stolen or damaged during your travels.

If you need to be returned to the UK for medical treatment, these costs will be covered. This also applies in the event of your death.

Cancellation cover allows you to claim up to a certain amount for last-minute cancellations because of unexpected illness, injury or a bereavement.

This covers you for cancelled or delayed flights, along with other travel disruptions beyond your control.

This offers compensation if you suffer serious injuries like losing a limb or your eyesight, or become permanently disabled.

This helps if you need emergency legal services or help replacing important documents like your passport.

Some disruptions, like natural disasters, terrorism, Covid-19, or airspace disruptions, are not covered by standard travel policies. This offers protection against additional risks that could disrupt or delay your travel plans.

This lets you avoid excess fees you would otherwise need to pay before making a claim. However, it usually comes at an additional premium cost.

As most standard travel policies will not cover extreme sports, you’ll need specialist cover for activities such as skiing, white-water rafting and rock climbing.

A typical single trip policy will cover trips up to around 30 days, depending on the insurer. This add-on lets you extend your policy to last up to around 60 days.

Some insurers will offer additional cover to protect you from missed flights due to public service delays, breakdowns, and other delays not related to injury or medical emergencies.

Gadgets exceeding the coverage limits on a standard policy will not be fully protected. However, additional gadget cover can let you fully protect your phone, laptop, tablet or smartwatch.

Doing a travel insurance comparison can increase your chances of finding cheap travel insurance online. At Quotezone, you can compare quotes from trusted travel insurers to help you find the protection you need at the right price.

The type of travel policy you choose will determine the cover you get and how much you pay. For example, if you are travelling multiple times in the year, then an annual policy could work out cheaper per trip when compared to multiple single trip policies.

Increasing your excess can be a good way of getting more competitive insurance premiums. But be sure you choose an affordable excess in case you need to make a claim.

Your personal belongings will be insured up to a certain amount. The higher this number, the more expensive your premium could be. So knowing the true cost of what you are packing means you don’t pay more than necessary. 

If you are travelling with a group, you could save when you cover everyone on one single policy. This is an option for families, too.

Additional coverage and add-ons can be tempting. However, they typically all come at an added cost. Be conservative when choosing the coverage, and balance it with your budget.