Volvo Car Insurance

Volvo Car Insurance

Cheap Volvo insurance quotes tailored to your specific requirements

A highly-regarded Swedish automotive brand, there’s a Volvo Car to suit every driver. But before you get on the road, it’s important to invest in the right level of protection. From third party to fully comprehensive, and everything in between, we’ve got you covered.

By using Quotezone.co.uk to compare quotes from many of the UK’s top car insurance companies, you’ll increase your odds of finding a policy that suits your budget, lifestyle and driving needs. 

How much is Volvo car insurance?

Vehicles are rated into insurance groups from 1 to 50, with Group 1 cars generally offering the cheapest insurance quotes, while group 50 vehicles have are the most expensive to insure. Volvos usually fall somewhere between groups 17 to 44 depending on their model, age and engine size, which means the cost of Volvo insurance can vary significantly even before other factors are taken into consideration.

What other factors besides my Volvo’s insurance group will affect my premium?

Insurance providers take a wide range of risk factors into consideration when they’re calculating the cost of Volvo car insurance, and while some of those factors do relate to the vehicle itself many others will relate to the policyholder, their location and their driving record.

For instance, the driver’s post code, their age, their occupation, how long they’ve held their licence, their insurance claims history and the size of their no claims bonus will all affect the cost of their Volvo insurance.

What Volvo car insurance do I need?

There are three levels of coverage to choose from when you’re insuring your Volvo.

The most basic level of car insurance is called third party. This is required by all UK drivers and covers other people, their vehicles and property. The next level of cover is third party, fire and theft which includes third party and if your car is damaged by fire or stolen. The highest level of insurance is comprehensive which includes all of this and any damage to your Volvo car. 

It probably goes without saying that fully-comprehensive is the best option if you can afford the premium – and it’s worth comparing quotes for comprehensive Volvo insurance if you are thinking of taking our a lower level of coverage, but fully-comp isn’t always a more expensive option.

What information do I need to provide to get a quote for Volvo insurance?

In addition to your Volvo’s reg number insurance providers will need to know a few personal details like your age, driving history, occupation and what you use your car for. If you want to add any other drivers to your policy, they’ll need the same information about them. You’ll need to provide information about your Volvo too including its model, age, engine size and where it’s parked over night. 

How can I find cheaper Volvo car insurance?

Comparing quotes is the easiest way to get a good deal – by shopping around you stand a far better chance of finding an insurance provider that’s willing to offer you the policy you want at a competitive price.

But there are a few ways you can reduce your car insurance further. These include increasing your voluntary excess, building up a no claims discount, parking your vehicle off road.

There are other ways too. ‘Black Box car insurance‘ is often cheaper because the monitoring device you install in your car rewards safe drivers by potentially lowering their premium. Dashcams are also worth noting and easy to install.

Which Volvos are cheapest to insure?

Typically, older and smaller cars are more affordable to insure. Smaller cars are cheaper because they have smaller engines which is looked favourably upon by insurance providers. Older cars because they tend to lose value as they age meaning any payouts after an accident are also likely to be less costly to the provider.

Electric cars are generally getting cheaper to insure now too, although Volvo’s new XC40 Recharge won’t be particularly cheap because it’s an SUV with a powerful engine and a high insurance group (group 41, to be precise).

Will my age affect the cost of my Volvo insurance?

Yes, younger drivers usually pay higher insurance premiums, while the average premium for older drivers in their 40s, 50s or 60s will be lower. 

Are convertibles cheaper to insure?

No, usually convertible Volvos like the Volvo C70 are sometimes slightly more expensive to insure but insurance claims data indicates the drivers of these vehicles are a little more likely to make a claim.