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Annual Car Insurance

Cheap Annual Car Insurance Quotes

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Annual Car Insurance – Compare Cheap Quotes

Most drivers in the UK opt for an annual car insurance policy when they’re taking out insurance, for obvious reasons. After all, although different drivers clock up different mileage during the course of the year, most of them do need their car year-round.

There are other options for drivers who don’t need this type of policy of course, (pay as you drive insurance or temporary car insurance, for instance), but for the majority of motorists that require year-round car insurance cover, it pays to shop around by comparing annual car insurance quotes.

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Is annual car insurance more expensive than temporary insurance?

That will often depend on how long the temporary insurance policy covers for you. If it’s a one-day or one-week temporary car insurance policy then it probably goes without saying that that cover is likely to cost less than the same motorist would pay for an annual policy.

After all, if you’re only driving a car for a day or a week then your risk of being involved in an accident will almost certainly be lower than if you were driving it every day of the year.

However, on an annualised basis you will likely find that annual car insurance will work out considerably cheaper, which is one of the reasons motorists who drive regularly will almost always opt for annual car insurance.

Does every insurer offer annual car insurance?

There are a handful of insurance providers in the UK that specialise in offering temporary insurance policies, and some of them don’t offer annual car insurance, but the vast majority of other car insurance companies do offer annual policies.

How much does yearly car insurance cost?

Insurance providers will take a wide range of different risk factors into account when they’re calculating your yearly car insurance premium, and many of those factors are specific to you and your circumstances, which means it’s impossible to give an average you can expect to pay for annual car insurance.

For example, your age, your occupation, your location, your claims history and your history of motoring convictions will all affect the cost of your annual insurance policy.

With that in mind, the best plan is to compare car insurance quotes from a wide range of providers, and then go with the one that offers the most comprehensive coverage at the best yearly premium.

*51% of consumers could save £529.95 on their Car Insurance. The saving was calculated by comparing the cheapest price found with the average of the next five cheapest prices quoted by insurance providers on Seopa Ltd’s insurance comparison website. This is based on representative cost savings from February 2024 data. The savings you could achieve are dependent on your individual circumstances and how you selected your current insurance supplier.

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