
Motorists urged to check tyres
With the UK experiencing above-average temperatures, motor insurance experts from Quotezone.co.uk are urging drivers to check their tyre pressure. One in…
Don’t have your registration number? No problem, click here.
We’ll quickly find your car’s make and model using your registration number. You’ll need to know its estimated value, security features, and your annual mileage.
Your name, age, address – plus your occupation, driving history and previous claims on your car insurance policy.
Choose between fully comprehensive cover, third-party, fire and theft, or third-party only. You’ll also be asked how you use your car and what level of excess you prefer.
We search over 120 car insurance providers to save you hassle and money
Compare Car Insurance
We search over 120 car insurance providers to save you hassle and money
You’ll need at least third party car insurance to drive legally on UK public roads. Driving without valid insurance can result in fines, penalty points and disqualification.
This gives comprehensive cover when you are involved in accidents, or damage your car. Covers damage to your car even if the accident is your fault. It lets you repair or replace your car, even if the accident was your fault, or you are hit by an uninsured driver.
Third party insurance covers the costs of any injury or damage you cause to others. But it doesn’t cover the cost of repairing or replacing your car.
Also known as TPFT insurance, this will include standard third-party protection. It also covers your car if it is stolen, damaged, or written off because of fire.
In 2025, insurance will cost £664.68 for the average UK motorist. When it comes to individual costs, it will depend on how likely you are to make a claim on your insurance policy. Insurers use the details you provide when you get a quote to judge how risky you are to insure.
Some of the biggest risk indicators are your age and location. The average insurance costs shown below display just what a massive difference these can make to the price of your insurance.
Car insurance isn’t one-size-fits-all, the right cover depends on your driving habits. From young drivers to business use, tailored policies are available. Compare quotes to find the best deal.
Car insurance prices peaked in 2023 due to costs increases for insurers themselves. People and businesses were claiming more on their insurance, and the cost of fulfilling the claims went up. As a result, motor insurance costs in the UK reached a 5 year high at the time. However, our insurance cost data shows that premiums are continuing to fall in 2025, and are now 18% cheaper than this time last year.
Finding competitive car insurance companies to compare in the UK has become more difficult. With motor insurance costs spiking in previous years, it’s more important than ever to know how to find cheap car insurance.
If you can pay your car premium annually, you will save on the interest charges that are applied when paying monthly.
Preventing theft or damage to your car by parking on a private driveway rather than a public road could save you up to £140 on your insurance. Upgrading security systems like engine immobilisers or GPS trackers could also help get you cheaper insurance premiums.
Black box or telematics insurance policies are a great way to get cheap insurance for first-time drivers. Especially for 18 to 24-year-olds who could save over 6% on their premiums with these policies.
The best time to renew your insurance is typically 20 to 30 days before your insurance is due to renew. When you use Quotezone to buy a car policy, we will email your renewal reminder at this time so you don’t miss out on savings.
Add on more coverage and benefits to get a car policy that suits how you drive.
Car breakdown cover offers roadside assistance to help get you back on the road when your car breaks down.
When your windscreen is cracked or chipped, windscreen cover will pay to repair or replace the glass.
Excess protection cover lets you claim back any voluntary or involuntary excess you’ve paid when claiming on your car policy.
Driving other cars, or DOC insurance covers you for driving other people’s cars, as long as you have their permission.
A long no-claims history can go a long way towards getting more competitive insurance quotes for your car. No claims bonus protection means you can keep these savings even if you make a claim.
European car insurance provides comprehensive coverage when you drive abroad. It means you have protection when driving in EU countries, including Ireland.
Being familiar with the basics of making a claim before an accident can help make an unpleasant situation less stressful. Knowing what to do after a car accident means you can stay calm, and get the information and evidence you need for a smooth and quick resolution.
Regardless of if the accident was your fault, or you were hit by another driver, contact your own insurer. Let them know the date, time and location of the incident. and any other parties involved.
You will need to share your insurance policy number and any documents that support your claim. This can be a police report, photos, dash cam footage, or contacts for witnesses.
Your insurers will investigate the claim and its evidence and will authorise compensation or repairs through a chosen garage if the claim is approved.
When the claim is settled you will be reimbursed for the repairs to your car. How long it will take to settle your insurance claim will vary depending on the insurer and the complexity of the claim.
You should expect your premiums to decrease as you get older and more experienced, however as you reach retirement age, you may again see rises in your premiums. It is useful to know how your age relates to pricing of car insurance so you can budget your auto insurance plan. You can compare quotes by age, to get you the right cover for the best price.
At Quotezone, we connect customers with trusted UK insurance providers, partnering only with FCA-registered brokers and insurers. Our comparison system compares car policies from over 130 insurers, including both well-known names in the industry and smaller specialist insurers. If you’re interested in learning more about our partners, explore some of our featured providers – see our full list of insurance partners here.
Page last updated: 03 August 2025
Page reviewed by: Greg Wilson – Quotezone CEO and motoring insurance expert
Found best price on this site
Rifhat
Huddersfield, United Kingdom
Very good and useful for a first time car insurance purchaser
Tania
Hull, United Kingdom
4.83/5 from 1037 customer reviews
Compare quotes from over 120 car insurance companies
Our car cover comparison services increases your chance of finding a great deal by comparing 120+ quotes side-by-side.
Buy your car policy online or over the phone
Sign up online or over the phone, and choose from monthly or annual payment options.
Save on your insurance
One short form is all it takes to compare cheap insurance policies from over 120 providers.
Over 4 million users
Over 4 million people save money with us each year.
Secure & Encrypted
We guarantee your confidence when shopping online by following the latest internet security standards.
Independent and unbiased service
We aren’t owned by or have any investment from any insurance company.
*51% of consumers could save £515.24 on their Car Insurance. The saving was calculated by comparing the cheapest price found with the average of the next six cheapest prices quoted by insurance providers on Seopa Ltd’s insurance comparison website. This is based on representative cost savings from December 2024 data. The savings you could achieve are dependent on your individual circumstances and how you selected your current insurance supplier.