Car Insurance With Breakdown Cover
Compare Car Insurance with Breakdown Cover
- Compare 110+ providers and save up to £290*
- Access Cashback and Rewards
- 97% of reviewers recommend us
Don’t have your registration number? No problem, click here.
Search and compare cheap quotes from over 110 UK insurance providers, including
Looking for cheaper insurance?
Search over 110 different car insurance providers
Quotezone increases your chance of finding a great deal by searching the market for you.
Buy online or by phone
Purchase your car policy quickly and easily, monthly and annual payment options available.
You could save time and money
Get your quotes by filling in one simple form, compare prices, and start saving.
Over three million users
Join our ever-growing list of satisfied customers today.
Our quote form uses 128-bit SSL encryption for your peace of mind.
Independent and unbiased service
We aren’t owned by or have any investment from any insurance company.
What people have to say about us
The quote l got was the cheapest on all the comparison websites
I used other sites to get a car insurance. Quotezone was by far the best. I took a car insurance with an insurance company that they suggested. Since then I had an accident and the insurance company was great and I am very happy with them. To summaries I got a great deal from the financial aspects and also from the customer services aspects. I have already recommended Quotezone to a number of friends and as far as I know two of them have insured their cars via them.
4.89/5 from 38 customer reviews
Car insurance with breakdown cover
But even if you opt for a fully-comprehensive policy you may not be covered in the event of a vehicle breakdown, since the “comprehensive” nature of a fully-comp insurance policy relates to the fact the policy will cover any damage to your own vehicle, damage to a third party’s vehicle or property, as well as any injuries people in other vehicles might suffer. As such this type of policy doesn’t necessarily cover mechanical faults, electrical faults or other types breakdowns.
Still, the vast majority of car insurance providers will let you add breakdown cover to your car insurance policy for a nominal fee, and some may even include it for free as an incentive to buy their particular policy.
Do I have to take out breakdown cover?
No, while car insurance is a legal requirement in the UK, it isn’t mandatory that you opt for a car insurance policy with breakdown cover.
Do I need breakdown cover with my car insurance though?
Well, although it isn’t a legal requirement in the UK, it’s still worth considering this policy ‘add-on’ if it doesn’t come as standard with your car insurance policy.
Breakdown cover is usually a relatively inexpensive add-on to bundle with your car insurance policy, but could come in very handy if your suffers a mechanical or electrical fault.
How will I know if my car insurance includes breakdown cover?
Your policy documents should outline all of the policy features and add-ons you have as part of your car insurance policy, so begin by checking those documents. Failing that, you could contact your insurance provider to double check with them.
Is it too late to add breakdown cover to my car insurance policy if I didn’t add it on when I was signing up for my policy?
No, most car insurance providers will let you add the breakdown cover add-on to your policy at a later stage, although it probably goes without saying that you’ll have to pay an additional fee since it wasn’t included as standard.
It’s also possible to take out breakdown cover as a standalone policy, and we have a separate comparison system you can use to compare these standalone policies: Compare Breakdown Cover.
*51% of consumers could save £290.68 on their Car Insurance. The saving was calculated by comparing the cheapest price found with the average of the next three cheapest prices quoted by insurance providers on Seopa Ltd’s insurance comparison website. This is based on representative cost savings from November 2021 data. The savings you could achieve are dependent on your individual circumstances and how you selected your current insurance supplier.