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Blue Car Finance

Compare Car Finance Deals

  • Competitive PCP & Hire Purchase quotes from an extensive panel of lenders
  • Get the best available rates on cars from £15,000 – £250,000
  • Use a Trustpilot 5-Star rated team with expert knowledge
  • Rates from 8.9% APR
  • Representative APR 9.9%*

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An excellent quote for my car insurance and with more rewards to follow.

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Folkestone, United Kingdom

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Blue Car Finance


When you’re considering any blue car finance deal, you want to make sure you’re getting the most up-to-date information. Here at Quotezone.co.uk, we’re delighted to be able to connect you with a fantastic range of competitive quotes from some of the UK’s leading finance providers.

 

Compare Car Finance Deals

Whether you’re looking at new or used blue car finance options, we’re here to help. We know that looking for car finance can feel overwhelming at times. It’s our mission to help simplify this process for you. Here we answer some frequently asked questions on this subject.

 

What is the best financing option for a car?

Of course, you want to make sure you get access to the best blue car finance deals available. But the option that is right for you completely depends on your individual circumstances. Here at Quotezone, you input your details once and we will then connect you with a fantastic range of car finance quotes which you can compare easily in our well-designed interface.

 

What two things should you compare when you are looking for a car loan?

When you’re considering a car finance deal, it’s important to look at the annual percentage rate (APR) as well as the length of the loan and the monthly payments. It’s the combination of these factors that determine whether you’re getting a good deal.

 

What is HP car finance?

Hire purchase (HP) is a financial service that helps people pay for big purchases. You pay a deposit, set monthly fees over an agreed term and, at the end of the agreement, you will own the car. Sometimes a small administration fee is also applicable to sign over the vehicle at the end of the agreement.

 

Can I apply for blue car finance if I have poor credit history?

Whilst most lenders use your credit rating to determine how risky you are to lend to, having a poor credit history doesn’t always exclude you from getting blue car finance deals. It completely depends on your individual circumstances.

 

Does car finance affect your credit score?

Yes, any financial credit agreement that you enter into affects your credit score. If you enter into an agreement and make regular timely payments, it can help improve your credit score. Conversely, missing payments will negatively affect your credit score.

 

What happens if I can’t keep up with my car finance repayments?

Your credit score can be adversely affected if you miss payments, and your car may be repossessed.

 

Can paying off your car loan early hurt your credit?

Paying off a car finance loan early can sometimes affect your credit rating negatively, but only usually in the short term. In the long term, it’s always better to have paid loans back and paying them off early is much better than having late or missing payments.

*Representative Example – Personal Contract Purchase: Cash Price £15,000.00, Deposit £500.00, borrowing £14,500.00 over 4 years at 8.9% Representative APR (fixed). 47 monthly payments of £228.99 followed by a final payment of £7,560.00. Total cost of credit of £3,832.53 and total amount payable of £18,832.53. Based on 8,000 miles per annum, excess mileage charges will apply if this is exceeded. Finance subject to status 18+ only. We are a credit broker and not a lender. Magnitude Finance is a trading style of DSG Financial Services Ltd. DSG Financial Services Ltd is a company registered in England & Wales with a company number 02313903. Our VAT registration number is 511678843. DSG Financial Services Ltd is authorised and regulated by the Financial Conduct Authority under firm reference number 649675

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