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Cheap Citroen Finance Options

  • Competitive PCP & Hire Purchase quotes from an extensive panel of lenders
  • Get the best available rates on cars from £15,000 – £250,000
  • Use a Trustpilot 5-Star rated team with expert knowledge
  • Rates start from 8.9% APR with a representative APR of 8.9%*

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Citroen Finance


Compare cheap Citroen finance options

Know for innovative designs and sleek styling, Citroen has a long history of being appreciated by drivers from across the world. With a commitment to expanding sustainable vehicles through hybrid and electric vehicle designs, Citroens popularity looks set to safely continue into the future. When it comes to purchasing a Citroen there are a few options which are available to you. You could obviously pay for the car upfront or if you are not yet ready to purchase outright, finance could be the option for you.

That’s why Quotezone.co.uk has teamed up with Magnitude Finance, to take all the hassle out of finding the right finance deal for your new set of wheels. Who are Magnitude Finance?  They are a UK business that has been helping people get the cars of their dreams for over 30 years and have arranged over £500 million of loans each year. No matter what deal you are searching for, we are here to help you with your car finance comparison.

How can I finance a Citroen?

There are a few ways you may choose to finance a Citroen and the option that’s best for you may differ completely from someone else. This is mostly because each lender will have it’s own unique profile for individual borrowers that comprise of your personal financial details.

Here are the most common options for financing a Citroen in the UK:

  • Hire Purchase (HP) – With hire purchase you’ll make regular payments over a typical fixed period of 1 to 5 years or 12 to 60 months. With this finance option, the owner of the car will be the financer until such time as the final payment is made and ownership is transferred to the borrower. Therefore if you miss payments, you could lose the car.
  • Personal Contract Purchase (PCP) – This popular method of finance involves you making regular repayments over a fixed period of time but instead of buying the car you are essentially renting it. You will have the option to purchase the car for the remaining amount after the end of the fixed period or simply return it to the lender.
  • Personal Loans – This type of finance involves you borrowing a lump sum of cash for the purchase of a car and then you will make regular payments over the fixed term until the loan is repaid. 
  • Lease – A lease works in a similar way to PCP where you essentially rent a car for a fixed period of time whilst making regular payments. After the end of the lease you’ll return the car to the financer.

The option that is best for you really depends on your own preference and what your lender views you as eligible for. It is important to do your research before committing to a finance plan.

How can I get cheap Citroen finance?

Getting cheaper car finance is easy with Quotezone, by simply entering a few personal details on our quick form you can find deals that work for you with out the fuss. There are also a few practical steps you can take to reduce the cost of your car finance.

  • Improve and maintain your credit score – This may take time however having a good credit score and maintaining it will help you save money in the long run on your car finance options. Having a good credit score will also help you to secure better loans and offers for other products besides car finance in future, so it is always worth maintaining a good score.
  • Always hunt around for the best rates – This may seem obvious but many borrowers forget to do it, meaning they run the risk of missing out on great deals by simply picking the first option they find.
  • Consider a shorter term loan – Generally speaking the longer your term the greater the amount of interest you’ll end up paying over time. It may seem tempting to extend the time you have to repay your loan however this is a somewhat false economy as you’ll ultimately end up spending more due to interest. To reduce the amount of time you spend paying interest, opting for a shorter term loan is a good option.
  • Put down a larger down payment – Whilst 10% is the standard down payment for many financing options, electing to pay a higher amount such as 20% will reduce the total amount you need to borrow for your Citroen. This will reduce the total amount you end up paying on interest in the long run.
How much is Citroen car finance?

This will really depend on you and the finance plan you with to take out for purchasing a Citroen. Factors that will influence the cost of your Citroen insurance include:

  • The Citroen Model
  • Your Credit Score
  • Your Financial History
  • Any Outstanding Debts
  • Your Income

These factors all influence what a lender would decide is an appropriate finance plan for you. As a result, getting an exact cost on a car finance plan is near impossible without providing lenders some of these basic details. This will let you see what a lender is prepared to offer you as well as the total cost with interest. It is important to do your research before committing to a purchase.

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