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Cheap Travel Insurance for Pakistan

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Pakistan Travel Insurance UK


Pakistan is packed with culture and history. If you’re lucky enough to visit, you could be exploring one of the world’s earliest major cities at Mohenjo Daro, or taking in Islamabad from the Daman-e-Koh of the Margalla Hills.

But like any adventure, things can take unexpected turns when you’re exploring new environments. That’s why having travel insurance for Pakistan is vital. It provides you with the protection and help you need when problems emerge.

Visits to Pakistan have recently suffered from flight cancellations and travel disruption, but travel insurance can help with this and more. Compensation for theft or lost belongings, cover for medical expenses and help with legal fees are just a few of the benefits of travel insurance. 

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Cheapest Travel Insurance for Pakistan

Looking for the cheapest travel insurance for Pakistan is natural if you are trying to keep travel costs low. And comparing quotes from multiple insurers can be an effective way to save, as it lets you choose from multiple policies and prices. 

At Quotezone.co.uk, our simple quote form lets you quickly compare quotes from 30 experienced UK travel insurers so you can find cover quickly. 

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How much is travel insurance to Pakistan from UK?

It is nearly impossible to give one single cost for this as many factors will affect the price of your travel insurance for Pakistan premium, including:

  • Where you’re going – The countries you plan to visit on your trip will affect the coverage area you need on your insurance, and this impacts costs.
  • How old you are – Younger travellers are less likely to make claims on their travel insurance so typically get cheaper quotes than older travellers.
  • What you’re planning to do – Plans involving risky activities or sports like trekking the Karakoram Highway or peaks like K2 can increase costs as you’ll usually need additional coverage.
  • Existing health conditions – Specific medical conditions can result in higher costs, as you could need more comprehensive medical coverage.
  • How long your trip will last – Longer travels cost more to insure as there is more time for accidents to happen. 
  • The type of coverage you need – Single trip, annual multi-trip, or backpacker insurance options all provide different protection at different prices. 

If you are on a budget and need tips on how to make your money last while travelling, check out our guide to making the most of your holiday fund.

What is covered by travel insurance for Pakistan?

Travel insurance for Pakistan gives personal and financial protection, covering common travel issues like:

  1. Medical treatment – Depending on where you are visiting within Pakistan you could suffer from altitude sickness and issues from mosquito bites so this is essential.
  2. Repatriation – Covers the cost of your return to the UK for medical treatments or in the event of death.
  3. Personal accidents – Offers financial help for severe and lasting injuries like permanent disablement or lost sight
  4. Trip cancellation or curtailment – Protects your financial investment if your holiday bookings are cancelled or need to be cut short. 
  5. Personal liability – Protection if you are liable for accidental injuries or damage that you cause to other people or their property. 
  6. Legal expenses – Helps with legal fees if you need legal advice or support.
What is not covered by travel insurance for Pakistan?

Exclusions on your insurance policy are something you should be aware of. Travel insurance for Pakistan usually won’t cover:

  1. Pre-existing health issues – To cover these you might need specialist travel insurance. It is not advisable to keep these conditions from your insurer as it could invalidate your insurance. 
  2. Substance use and intoxication – If you claim for any injuries or accidents that happened under the influence your insurer is unlikely to pay out.
  3. Adventurous activities – High-risk activities will not be covered unless you have additional coverage for this on your policy.
  4. Terrorism, civil unrest and protests – These events are common in Pakistan and it’s important to keep updated on events in the area you are visiting as they may not be covered under a standard policy. 
  5. Natural disasters – Monsoons, landslides and earthquakes have all affected areas of Pakistan, but insurers are unlikely to cover them without additional coverage. 
  6. Breaking the law – Insurers usually exclude claims resulting from illegal actions. It’s your responsibility to be aware of and comply with the laws in Pakistan while you are visiting.
  7. Travelling against advice – The Foreign, Commonwealth & Development Office (FCDO) gives detailed advice on travelling to different areas of Pakistan. But if they advise against travelling here your insurance will not cover you for your trip.
What is the best travel insurance for Pakistan?

Finding the best travel insurance for Pakistan means covering your personal and travel needs. Pakistan is covered by worldwide travel insurance. Within this, you can choose from three main policy types as well as extras and add-ons.  

The main types of travel insurance for Pakistan are:

  1. Single trip insurance – Perfect for one-off, short-term visits.
  2. Annual multi-trip insurance – Can cover multiple holidays in a year with one policy.
  3. Backpacker insurance – Ideal for longer-term travels across multiple countries.

Additional coverage options for travel insurance for Pakistan from UK include:

  • Coverage for pre-existing health conditions – Make sure you have comprehensive medical coverage for your health needs.
  • Extra baggage and personal possessions – You can get increased coverage limits for any particularly high-value items that you travel with.
  • Activity coverage – Essential for adventurous activities that put you at higher risks like mountain climbing, paragliding or trekking at high altitudes. 
  • Gadget insurance – Can cover multiple devices and electronics while you travel. 
What laws and customs should I know for travelling to Pakistan?

Pakistan has laws and customs that differ significantly from the UK. These can cause issues for some travellers, resulting in legal or personal safety problems. Some of these are:

  1. Alcohol consumption – Drinking alcohol and drunken behaviour in public are both illegal and can result in being detained. 
  2. Blasphemy – This is illegal and blasphemy is taken very seriously in Pakistan, with penalties as extreme as the death penalty. This includes things said in private, public and on social media, so it is essential to respect religious beliefs here.
  3. Drugs – You can be imprisoned for possessing even tiny amounts of drugs, and trafficking is punishable by the death penalty. 
  4. Same-sex relationships – Homosexuality is illegal in Pakistan and conservative attitudes can pose risks of harassment and discrimination to same-sex couples. 
  5. Ramadan – Dates for Ramadan change annually and you can cause offence if you eat, drink or smoke in public during this time. 
  6. Clothing – Pakistan is a conservative country and men and women should both cover their shoulders and legs in public. Women should also cover their heads in religious buildings or rural areas. 

Exploring Pakistan is better with the peace of mind that travel insurance from a trusted UK insurer gives you. It can protect you against all the common travel issues in Pakistan and can be tailored to your specific needs. 

Compare travel insurance for Pakistan quotes from 30 experienced UK travel insurers now